Boat Loans. There is a basic. However, your individual boat may cost more to insure. Liveaboard vessels are becoming a real trend worldwide with many customers taking advantage of the affordability, the lifestyle and the freedom they offer. Several lenders told us to make sure not to mention if you plan to live aboard, and they make sure they do not ask. Make a Checklist for Living Aboard a Boat. Look for a marina with "live-aboard rights". Timber motor sailer, live aboard, heaps of room, 5LW dielsel engine, two cabins, two heads,. 2. If you're in need of commercial maritime lending services or dreaming of water skiing, sailing, or fishing, we’ll help make it a reality. 7 best liveaboard boats. D = Desired monthly payment-N = -12*Loan term. Partnering with Trident Funding. Anchored Pacific Seacraft Flicka. So if you travel across lakes, rivers, or ocean waters of the United States we can help keep your peace of mind afloat. They both loan at 80% of NADA or surveyor value, whichever is lower. Finance your boat purchase with a boat loan from Norton Finance. Find your boat at Boat Trader!But being a liveaboard on a large boat is more complicated in a marina than at anchor. 5 X 40. (The deposit required is 20-30% depending on which finance house it is. Re: Liveaboard and Tax Writeoff. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan Application for our lending partner to underwrite. your best bet is to try and get a nonsecured loan of. Benefits of RecFi’s Boat Loan Program: Financing for boats up to 30 years old. Loan amounts available: $10,000 and up for new and used boats, $25,000 and up for live-aboard boats. Many types of boats for sale could be classed as a liveaboard boat. ) 3. " According to state tax records, there are about 18,000 registered boats in. Site Security Provided By. Liveaboard sailboats loans allow you to live out your dream of living aboard. 29% to 9. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan. 95% APR will have a monthly payment of $611. [ad_1] How to Register a Boat in Kansas Boating is a popular recreational activity in Kansas, with its numerous lakes and waterways. 3. 5 foot beam and 18 feet bridge clearance. Tragic but true and it will hit world wide,. Essentials: Stowage, Comfort & Connectivity. It was a model 459 45-foot sailing yacht with a raised deck. com for more information. Starting interest rate: 7. 1. 95% APR will have a monthly payment of $611. Credit Report. They all include A/C. Find boats for sale near you by owner, including boat prices, photos, and more. Cheap indeed! If your budget is even tighter, you can pick up yachts for as little as $10,000. 58 Liveaboard Boats For Sale in Brisbane QLD. Where: r = Interest rate/1200. A. When it comes to secured versus. Visit and research potential marinas paying attention to services available year round. *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. The ONE piece of advice you should follow when buying a boat to liveaboard is TO DO YOUR RESEARCH. The length of a liveaboard can be anywhere from three days to two weeks, with an average duration of seven days. Beam: 15’4”. When it comes to flat rates, the North Carolina sales tax on boats is 3 percent but capped at $1,500, and in New Jersey it’s 3. In the simplest definition, a Liveaboard is a multi-day boat trip that is often times focused on scuba diving*. Or if you are looking for a new boat insurance policy or just to save money on an existing policy, we can help you get started with a free boat insurance quote. In less than 4 years, with only a minimum of work on the house - mostly just painting, it went from $115,000 (what I paid for it) to $275 (what I sold it for). 13 6. Current boat loan rates at Southeast Financial start at 4. Finance can be arranged with specific conditions for live-aboard boaters, leisure boaters, self builders and new craft purchasers. S. Bank of the West is super flexible on loan amounts, starting at just $10,000 for new and used boats and $25,000 for live-aboard boats. In this case it is assumed that the “higher value” boat also stands for. View Images. Get a personal loan from your bank If you have good credit, a personal loan may make a lot of sense. From submitting a loan application and calculating your credit score, to. Longer excursions usually include time at more secluded locations such as hidden bays and deserted islands that aren’t frequented by other boats. Satisfactory boat survey and ownership history. Along with dry storage, we offer the. Research boating websites, brokerage services, go to boat shows, etc. Pre-pay or pay off your loan at any time without a. They provide boat loans and refinancing, investment, banking services, small business loans, and retirement services. So: are you ready to sell the house and begin your life as a live-aboard? These yachts would all be a great home sweet home. The most popular types of boats for sale in Daytona Beach at present are. Help protect yourself if you're liable for injuries or property damage. please visit our Boat Loans page. More and more people are exploring alternative lifestyle choices, as seen in the Van Life phenomena in camper vans under 20 feet long, as well as boats of all shapes, sizes, and types. Save 3 ¢ per litre on gas at Petro-Canada †, plus earn 20% more points when you link your Petro-Points card to any eligible RBC debit or credit card 2, 3. Because of the challenges and risks of boat purchases, most retail banks prefer simple boat loans and deals. We can also finance vessels based in the Mediterranean, providing they have a UK owner and are valued in excess of £500,000. The benefit of treating a boat or RV as your primary residence, is to take allowable homeowner tax deductions that can decrease your overall tax bill. View Greenline 33 boats for sale on Boat Trader. Originally Posted by TacomaSailor Have other folks who wanted a live aboard loan with no shore side residence also been turned down in the last two years? Its not relevant. This includes 1,679 new vessels and 667 used boats, available from both individual owners selling their own boats and professional boat dealers who can often offer various boat warranty packages along with boat loans and financing options. We offer finance for narrowboats, barges and widebeam boats though we are unable to consider applications for those wishing to liveaboard the vessel. These live aboard yachts are made by a number of top brands, including Hatteras, Viking, Sea Ray, Tiara,. The most popular types of boats for sale in Virginia at present are Center Console, Pontoon, Bass, Bowrider and Cruisers boats, while the most common boat brands available are Ranger, Tracker, Sea Ray, Sun Tracker and Yamaha Boats. Nestled in the middle of hearty mangroves, Mangrove Marina is sheltered by the hurricane hole effect, shielding your liveaboards in the Florida Keys from storms, high winds, and surges. Even if you are not strictly eligible for a boat loan due to a bad credit score or the fact that your boat is. We search our panel of lenders to help find a loan for you at suitable interest rates. Save Property. Depending on the lender, you can use a boat loan to buy a canoe, a. The most popular types of boats for sale in Virginia at present are Center Console, Pontoon, Bass, Bowrider and Cruisers boats, while the most common boat brands available are Ranger, Tracker, Sea Ray, Sun Tracker and Yamaha Boats. 4. Thailand liveaboard diving safaris are the best way to the best dive sites at the Similan Islands and Surin Islands. Interest rates from 5. This would be determined by the cost per kW of. Complete our quick online form. 16. The Islander 36 is a well-rounded liveaboard sailboat which also has impressive cruising capabilities. Bank. Choose from flexible amortization terms - up to 240 months on newer vessels - and a fixed or variable rate to suit your personal needs. Get a personal loan from your bank If you have good credit, a personal loan may make a lot of sense. 1. Boat loans can be obtained. Buyer’s requirements. This boat loan term is determined by a number of factors including the borrower’s credit score, the age of the boat, and the cost of the. 1984 Fortier 26. The benefit of treating a boat or RV as your primary residence, is to take allowable homeowner tax deductions that can decrease your overall tax bill. Make a checklist of the things you want to have on your boat. Boats in Nashville. No, you can not use your VA loan to purchase a boat or RV. you’re not going to need anything more than a 3-mil for liveaboard diving because most boats operate in the tropics. Not a big deal, but just FYI. Call us FREE on 0800 694 5566. 2. Written by: Heather Francis on August 4, 2021. Boat Loan Types. On the boat loans side of the lender, they offer loans for preowned and new boats and refinancing houseboat loans. Most houseboat loans come with fixed rates, meaning the monthly payments will remain the same throughout the duration of the life of the loan. Draft: 3’5”. Bluewater sailboats. Toggle navigation. Experience the best Carlyle Lake boat rentals, jet ski rental, waverunners, boat tours, water sport activities and lessons, flyboarding and water toy rentals at this beautiful lake in Illinois. The first is the IRRRL, which is the most commonly used refinance program the VA offers. View Details. 29%. You can’t mention that you will live on the boat, as far as I know nobody will loan on an older liveaboard. $62,500. Willmore said he hasn't seen a dramatic uptick in the liveaboard lifestyle, "but it's definitely back on the upswing. Maybe one in a thousand, but even then I think we're pushing it. This boat loan calculator will help you determine the monthly payments on your boat loan. The marina’s quality in terms of its security amenities and. This is a turn key boat loaded with upgrades and electronics. There are now 129 boats for sale in Nashville listed on Boat Trader. 74%. If you have shore electricity, you can use all-electric or a combination of mains power and onboard heating. No income verification required on loans under $100k and up to $124,999 (Boat must be 2019 or newer) Start Online Application. " Even if 10% space can be attributed to one's profession, this can be applied to costs such as slip fees, liveaboard fees, pump-out, hull maintenance, registration, and insurance. Longer loan terms: Up to 20 years. Generally, boat loans. There are now 168 boats for sale in Norfolk listed on Boat Trader. Some liveaboards offer extra experiences like. 782 Liveaboard Boats For Sale in Australia. Discover convenient, flexible and competitive options to finance the purchase of a boat or RV. Re: I am being told that Liveaboard Boats loans are now impossible Quote: Originally Posted by Capt Phil View Post This entire scam is going to come to a shuddering halt at some point and those who hold gold or tradeable hard assets like food, ammo and firearms will be the only ones able to sustain life. Visit greenlinehybridusa. Oct 4, 2021. This includes 5 new watercraft and 49 used boats, available from both individual owners selling their own boats and experienced boat dealers who can often offer various boat warranty packages along with boat loans and financing options. Visit greenlinehybridusa. Boats in California. We'll also cover the most common expenses. Make a down payment that fits your budget . C. Here’s a closer look at the Top 10, with some of the best comments made by readers during the vote Coralia Raja Ampat, Indonesia The Coralia, a traditional Phinisi. New and Used boats for sale. Powerboats are more common than sailboats in Georgia with 2,921 powerboats listed for sale, versus 50. com where we make it easy to compare liveaboard destinations, amenities, dive types and prices to find the best dive safari for your diving holidays. The 10% or less rule may not apply to everyone though. Sure! Liveaboard boat loan calculator can certainly be used for refinancing purposes. There are currently 2,346 boats for sale in Illinois listed on Boat Trader. 99% with excellent credit and sufficient loan to value equity. Here’s what your agent needs to get you sailboat insurance costs: The hull ID; The year, make and model of the boat; The length of the boatThis boat will be our residence, docked at a marina. A sample itinerary for a four-day-three-night liveaboard boat trip from Labuan Bajo to Komodo National Park might include: Day 1. The price of this vessel can range from $170,000 to over $200,000 depending on the year and the options available. This includes 3 new vessels and 12 used boats, available from both private sellers and experienced boat dealers who can often offer various boat warranty packages along with boat loans and financing options. Even more if one figures the area against total "living space. Here is a beautiful 1984 Ocean Yacht 46 Sunbridge. Best Liveaboard Boats Under 100K. The most popular boat classes for sale in North Carolina today are Center Console, Pontoon, Bass, Bay and Bowrider boats, while the most common boat brands. If you own a boat and wish to use it in the state, it is important to register it with the Kansas Department of Wildlife, Parks, and. As long as the boat or RV is security for the loan used to buy it, you can deduct mortgage. available from both individual owners selling their own boats and experienced dealers who can often offer boat financing and extended boat warranties. We will be financing the purchase, and some have suggested that the insurance company will speak. Only a small percentage of boat owners choose to make their boat a full-time home. Deducting your mortgage interest is considered an itemized deduction on your Form Schedule A. Sorry to be a bummer. The age of the boat: Your loan needs to fit the estimated lifespan of your boat; The type of loan: There are several types of boat loan available, including fixed-interest-rate loans, variable-rate loans, secured loans, and unsecured loans. Consider Houseboat Loan Rates. The “reasonable” test, however, is more strictly applied in Chapter 13. Sailboat, trawler, houseboat, motoryacht, fishing boat, all have single people, couples, and families choosing to live aboard a boat. S. Refinance my boat. The most popular boat types for sale. Posts: 2,317. Call us FREE on 0800 694 5566. Boat loan APRs* as low as 8. Sailors spend a lot on some of these things. Returned from sailing the South Pacific in September 2015 and is now ready to sell this beautiful yacht. Failure to do so may expose you to some nasty repercussions. When looking to finance a boat purchase, it's important to understand the ins and outs of boat loans and using a boat loan calculator—and how to get a loan through financial institutions likes Wells Fargo, USAA, and Chase. With its peninsula-like shape, the state was practically created for boat lovers. The marina’s quality in terms of its security amenities and services (and the people and boats) plays a role in pricing. Boat loans up to 10 million. However, if he were to have a boat loan payment, it would be much closer to the cost of rent. Find your loan here. Widebeam narrowboat sounds like the ultimate oxymoron, but it’s a term used to denote canal barges that are, well, wider of beam. Some of the best liveaboard boats under $100K that I’ve had the. 2. We offer award-winning service and great loan rates. Down Payments: 10% on boat loans up to $99,999. The Loan payment protection program (LPP) provides financial assistance during times of hardship. With these rental services, you’ll be able to spend between one night and several months on a boat. 99% for both new and used purchases, and 3. View Greenline 33 boats for sale on Boat Trader. 59% to 3. 14 Conclusion 2. As with any mortgage or loan, there are a number of criteria that must be met. Princess Yachts provide exceptional motor yachts designed to deliver unforgettable experiences for all on board. FLKMLS. Only a small percentage of boat owners choose to make their boat a full-time home. Bank of the West states on its site that it lends only to people. But, you can use a VA cash-out refinance on your primary residence to indirectly finance your purchase. Customers can get a houseboat loan anywhere from $5 thousand to $100 thousand. When you apply online for a boat loan, RV loan, or contact a representative from Trident Funding, you get prompt, personal, and professional service unmatched in the marine lending industry. It offers a large double bedroom, a heads with walk-in shower and holding tank, a lounge and galley with all modern appliances. Group sizes vary depending on the size of the vessel but will. Interest rates on personal loans vary, so get quotes from several banks and lenders. You have a few loan options, including traditional bank loans, credit unions, online lenders, and marine loan specialists. 94% for live-aboard boats. In business since 1996. Loans over $2 million are available. 5/5 Regular. 5. The most popular boat types for sale in Saint. Boat loans are the same as car loans, except that they usually require a bigger down payment. From sailboats to ski-dos to fishing boats. A sample itinerary for a four-day-three-night liveaboard boat trip from Labuan Bajo to Komodo National Park might include: Day 1. Sample Liveaboard Budget. With over 200 professional yacht brokers worldwide, United Yacht Sales can assist you with navigating through all of the liveboard boats for sale listed on the brokerage market. But, it's important to weigh the pros furthermore cons to see if a credit is the right option for thee. Sometimes I take extended stays on board (like months), but I never "live aboard". Cruisers & Sailing Forums > Life Aboard a Boat > Boat Ownership & Making a Living: Financing a boat for liveaboardForm 1098 documents the interest paid on the boat loan during the year. 20% on boat loans over $500,000. But what exactly is a liveaboard? A liveaboard is a boat that offers guests the opportunity to stay and live without getting the hassle of the expensive per night rate of a cruise or a day trip of a boat. The IRRRL is used to lower rates, saving veterans money on their loan. Highly Trained Loan Consultants; Fast Pre-approval Process (Within 45 min or less) Variety of Programs for 2002 model year or newer; Programs for 600+ credit scores; Pre-Approval is as Easy as 1-2-3. The most popular boat types for sale in Sanford currently are Pontoon, Center Console, Bowrider, Deck and. Tugboats and Trawlers: These boats are the most space-efficient and offer more living space for size. 00m; 1965; AU. Repayment terms between One and seven years. But be aware that boat loans typically carry higher interest rates than home or. There are currently 337 boats for sale in Corpus Christi listed on Boat Trader. If you're buying a higher-end watercraft and need a. Most banks require 10 to 15 percent down on a boat purchase. Looking for recommendations on liveaboard financing. Pick a weekly, bi-weekly or monthly payment plan. Apply online today. Boat Loans: Best Ways To Finance A Boat. Yes, you can live on a houseboat in a marina if a few conditions are met. Specifications: LOA: 33’ Beam: 11’ 5” Draft: 2’7” Fuel: 132 gallons Water: 79 gallons. Southeast Financial offers some of the best boat loan rates and extended terms in the industry, no matter your credit score or the cost of the boat. Together, they earn about $6,800 a month from a pension, Social Security and side jobs. Payment Example per $1,000 borrowed. 49% with Excellent Credit", "Instant Pre-Qualification in 2 minutes. From 7. 28 votes, 22 comments. Liveaboard boats can range in length from a few days to two weeks or longer. Find your boat at Boat Trader!The most popular types of boats for sale in Georgia currently are Pontoon, Bass, Ski and Wakeboard, Center Console and Bowrider boats, while the most common boat brands available are Tracker, Sun Tracker, Lowe, Ranger and Starcraft. There are currently 2,198 boats for sale in Maryland listed on Boat Trader. The APR, loan terms and conditions may vary due to your personal circumstance, loan size and type/age of asset you wish to finance. A personal financial statement listing your assets and liabilities. This flexibility means you can pay off your boat as quickly as five years or take up to 20 years to repay your loan. Locate your state below to find the office nearest you to get started. Do the simple truth is those colourful narrowboats on our canals and envy the boaters their seemingly idyllic, relaxed lifestyle?This includes 68 new vessels and 112 used boats, available from both private sellers and experienced boat dealerships who can often offer various boat warranty packages along with boat loans and financing options. For example, we bought our second boat for $9,000 Canadian dollars, and lived in Vancouver where renting a one. You can always find a huge selection of live aboard yachts for sale in Florida. Watch out for: Credit score requirements. You might not even need one in the summer and you could. Some winters the back bay marinas freeze. Search for boats and yachts for sale from the U. LIVEABOARD BOATS FOR SALE. Home; Boats For Sale. Enjoy the lake with your new or used boat, trailer, and motor. A marine or boat loan is a type of financing that’s used to purchase almost any seafaring vessel. A full-time cruising boat, typically a sailboat or a trawler, because they’re more fuel-efficient, is equipped for distance and power. 3131 | UNITED YACHT BROKER FORUM. S. You can claim the interest of your boat loan as a deduction, just like a home loan, provided your boat is equipped with these three things: A place to sleep, a way. Terms up to 180 Months** Generous advances and back-end product allowance. Go to yards, ask about boats that haven't been in the water for years, contact the owners directly. Buy down to a 580-credit score* Loans up to $200,000 . The Galapagos Sky is an amazing boat offering luxury liveaboard diving cruises. SunTrust Bank. Live-aboard boats High max loan Starting at 5. Boat as a Business. . Works with a lending network of 19 financial institutions. Jeanneau Sun Odyssey 349. Longer excursions usually include time at more secluded locations such as hidden bays and deserted islands that aren’t frequented by other boats. The Westsail 32, is one of the most iconic bluewater sailboats. Live Aboard in the Chesapeake Bay. Convenient & secured application & pre-approval process. On a $100,000 boat, the lease payment might be $1,000, so you put down $2,000 instead of $20,000 at the start. The ROTH -vs- conventional IRA is a consideration I ignored during all the years building up to retirement . Both my bank and credit union do this - as a boat loan. "As long as it contains the required facilities, you can claim it as your main home on your taxes. June 15, 2022. Some companies specialise in marine finance or boat loans for residential and pleasure craft. First, you’ll look for a boat that meets your needs and fits your budget and then you fill out an application. The interest on home equity loans of up to $100,000 is typically tax-deductible, as long as the loan is secured by your main or second home. Boat and recreational vehicles must be used for recreational purposes only. This includes 109 new vessels and 20 used boats, available from both individual owners selling their own boats and professional dealers who can often offer various boat warranty packages along with boat loans and financing options. Instead of having to put 20 percent ($20,000) down on a $100,000 boat, all you have to pay is your first and last month payment, which is your refundable security deposit. 89%, a $15,000 boat loan would start at 8. 59% to 3. A gathering place for liveaboards2012 survey finds her in excellent condition. But the ability to take your home anywhere, get up close and personal to nature and wildlife, and. Renting a liveaboard sailboat is difficult, but you can rent a sailboat and stay aboard. Fixed contracts with no pre-payment penalties Experience the best Carlyle Lake boat rentals, jet ski rental, waverunners, boat tours, water sport activities and lessons, flyboarding and water toy rentals at this beautiful lake in Illinois. Most people can afford a boat that has a monthly payment of 10% or less than their monthly income. Built in British Hong Kong in 1967 of teak and gumwood, the "Master Cyrus" is excellent for cruising or merely living. These “live aboards” can be found all over the world, living in style and comfort. The most popular kinds of boats for sale in. Unforgettable liveaboard diving adventures start on LiveAboard. com for more information. And when you mention live aboard there a whole different set of rules and risk associated with that. It is impossible to have too much heat, but it is possible to have too little. It's rich in biodiversity, a great place for fishing, a haven for birding and a. There are four types of boat loans: variable rate, fixed rate, unsecured, and secured loans. We can finance motor or sail yachts - with a minimum loan of £65,000 - based in the UK, ranging from smaller day boats to family cruisers. Click Here to Apply. Be aware of the old wisdom along the lines of: "there's no such thing as a cheap boat, you always pay at some point!"Essentials: Stowage, Comfort & Connectivity. This includes. The Live-Aboard Life: Best Liveaboard Yachts. Those in search of a sailboat for living aboard will find the Jeanneau Sun Odyssey 349 of interest, as this boat can be bought new in the neighborhood of $200K or used in the $150,000 to $200,000 range. There's no deductible on most total losses, and. When financing a liveaboard boat, there are several other factors you should consider. Loans up to $5 million. Fact #4: A bigger down payment can pay off. The most popular types of boats for sale in South Carolina at present are Pontoon, Center Console, Bowrider, Bass and other boats, while the most common boat. Renowned sites including Raja Ampat and Komodo in Indonesia, Fuvahmulah in the Maldives, and the isolated outposts of Socorro in Mexico. In this article, I’ll go in-depth on the different. The Live-Aboard Life: Best Liveaboard Yachts. There are many marinas throughout the state that offer different amenities and services. Insider’s Rating 4. Loan amounts available: $10,000 and up for new and used boats, $25,000 and up for live-aboard boats. The length of most Belize liveaboard dive trips are 8 days / 7. 9% APR. Getting a boat with a VA refinance. They share some common attributes but vary in comfort, size, seaworthiness and cost. . If you’re thinking about owning a boat, here are 5 creative financing options. The boat loan is a type of financing agreement between two parties (borrower and lender) meant to finance the borrower to purchase a boat. While there are no reliable statistics regarding the number of people in the United States who live on boats year-round, also known as “liveaboards,” the blog BetterBoat notes, “there are all sorts of great places to live [in the U. Or, if you are at the beginning of your search and want to start with the basics, read Motor Yachts: A Definitive Guide. These liveaboard boats are the most popular options today. (Not all lenders offer a live-aboard program. Consider Houseboat Loan Rates. A marine or boat loan is a type of financing that’s used to purchase almost any seafaring vessel. Re: I am being told that Liveaboard Boats loans are now impossible Quote: Originally Posted by Capt Phil View Post This entire scam is going to come to a shuddering halt at some point and those who hold gold or tradeable hard assets like food, ammo and firearms will be the only ones able to sustain life. Stoves on a liveaboard boat should usually be 5kW and they always have to be turned down. Call today!!Small artwork and tools not included. Compared to car insurance, sailboat insurance is actually quite affordable. Term APR* as low as. 305-899-2201. The. If you live in a town or city where rent is expensive and liveaboard moorage is cheap, living aboard is a great way to finance your boat. Loans over $2 million are available. It’s about $900 per month for expenses including moorage, liveaboard fees and a boat mortgage. Loans over $2 million are available. A mortgage is a secured loan, so a boat mortgage raises an amount equal to the loan amount. This could be secured against the value of the boat. Most take no more than 16 guests and have fully catered facilities. If you’re looking to take out a used boat loan, PenFed could be a solid option. Generally, if you borrow a large amount, your loan term will be longer. In a lot probably most instances you need a house or something to get a boat loan. Basically a liveaboard fee. But, it's important to weigh the pros and cons to see if a loan is the right option for you. The It Possible to Get a Mortgage for a Boat? Your have a few lend options, incl traditional banker loans, get labor, online lenders, and naval loan. 4. toilet facilities. 20% on boat loans over $500,000. How much does fuel cost for a liveaboard boat? Obviously, sailboats will use very little to no gas, so this is directed towards people interested in living on a motorboat. Home;. You’ll need IRS Form 1098 to deduct the interest and also any points paid to secure a loan. The 280 Vantage builds on the legacy of the award-winning Vantage series, delivering exceptional stability, comfort and ease of operation. Given the inevitable compromises, my short list of ideal liveaboard trawlers would now include: Northern Marine 64. Selene 47. I have just found out that banks don't give loans for liveaboard boats. 25% rate on a $200,000 boat loan, with a term of 20 years, you will have paid a total of. LPP is an optional benefit offered through BECU. Boat Loan Rates. Solar panels, wind generator, kayaks and the telltale brown smudge of an ICW moustache. Boat/Vessel Information Hull ID (or HIN) Value of the boat/vessel Year Make Model Footage Volume <5 Tons (Classified as a Boat) Volume >5 Tons (Classified as a Vessel) If a trailer and/or outboard engine will be included in the sale of the loan, you will also need to provide the information below during your application: Trailers and Engines Save Cash on Every Fill-Up. It has a 350 hp gas engine with a cruising speed of 13-14 knots and a 22-knot top speed. $25,000 minimum amount financed for 61 to 84 months. (Not all lenders offer a live-aboard program.